WooCommerce Wallet – Secure In-Site Payments, Cashback, and More for WooCommerce

WooCommerce Wallet is a feature-rich plugin that enables an in-site wallet system for WooCommerce-powered stores. It allows customers to deposit money into their wallet, pay directly from it, and even receive cashback or request refunds. With encrypted wallet balances, partial payments, and full transaction histories, this plugin is a powerful tool to improve user experience and increase customer retention.

Everything You Can Do with the WooCommerce Wallet Plugin

WooCommerce Wallet transforms the way customers pay and interact with your online store. It supports flexible payment options, cashback, refunds, transfers, and wallet management.

Here’s what you can do with WooCommerce Wallet:

• Allow customers to pay using their wallet balance.
• Add or withdraw funds to/from user wallets.
• Enable user-to-user wallet transfers.
• Set cashback amounts per product or variation.
• Process refunds directly to wallets.
• Accept wallet top-ups via shortcode forms.
• View transaction history per customer.
• Accept partial payments using wallet funds.
• Show pre-set or custom top-up packages.
• Charge fees for transfers, refunds, or withdrawals.
• Export or import wallet data using CSV.
• Translate the plugin using the included language files.
• Encrypt wallet balances for database security.
• Lock wallets to restrict usage.

Detailed Features of WooCommerce Wallet Plugin

WooCommerce Wallet includes a comprehensive set of features that make in-store wallet payments seamless and secure for both customers and store owners.

1. Wallet System for WooCommerce

Customers can load funds into their accounts and use the wallet to pay for orders. This creates a smoother checkout experience and encourages repeat purchases.

2. Partial Payment Support

If a customer’s wallet balance is less than the cart total, the plugin allows partial payments. The wallet balance is used first, and the remaining amount can be paid with another method.

3. Cashback Rewards

Admins can set cashback rewards per product or variation. Cashback can be a fixed value or a percentage of the product price. The bonus is credited to the customer’s wallet automatically after a purchase.

4. In-Site Refunds

Enable customers to request refunds, which you can approve or deny from the admin panel. Refunds go directly to the wallet. You can set the refund percentage and even charge a refund fee.

5. Wallet Top-Ups

Use the shortcode [fsww_deposit] to display a deposit form. Customers can choose between pre-made packages or enter a custom amount. Bonus amounts can be added to encourage larger deposits.

6. Transactions History

All wallet activity is logged. Admins can view all user transactions from the dashboard, and customers can see their transaction history in their account area.

7. Withdrawals

Customers can request withdrawals of their wallet balance. Admins can review these requests, approve or reject them, and optionally charge withdrawal fees.

8. User-to-User Transfers

Customers can send funds from their wallet to other users. This peer-to-peer feature increases engagement. Transfer fees can be applied if needed.

9. Admin Controls

Admins can add or remove funds from any wallet. They can also lock wallets to prevent misuse or during verification checks.

10. Secure & Encrypted Balances

All wallet balances are encrypted using custom keys. This ensures that even if the database is compromised, account balances remain safe.

11. CSV Import/Export

Bulk import wallets using CSV files, or export existing wallet data for auditing or backup. This saves time when managing large customer bases.

12. Shortcodes

The plugin provides multiple shortcodes:

• [fsww_deposit] – Top-up form.
• [fsww_balance] – Display current user balance.
• [fsww_transactions_history] – Display full transaction history.

13. Translation Ready

Includes .po, .mo, and .pot files for easy translation into any language. Fully compatible with multilingual WooCommerce setups.

Business Benefits of Using WooCommerce Wallet

This plugin adds more than just a wallet system—it boosts conversions, improves customer loyalty, and reduces transaction fees.

1. Increase Repeat Purchases

Customers with wallet balances are more likely to return and spend again. Wallet top-ups become prepaid commitments to your store.

2. Reduce Payment Gateway Fees

Payments made from the wallet do not pass through external gateways. This reduces transaction costs and increases your profit margin.

3. Encourage Higher Spending

With cashback and bonus top-up rewards, customers are incentivized to spend more. The promise of future value keeps them engaged.

4. Speed Up Checkout

Wallet payments skip card entry and verification. Faster checkouts mean fewer abandoned carts and better user satisfaction.

5. Improve Refund Handling

Refunds go directly to the wallet, cutting out long wait times for card processors. This speeds up customer service and keeps users happy.

6. Enhance Financial Transparency

Customers can track every wallet transaction. Admins get full control with detailed filtering and export tools.

7. Gain Operational Control

You can adjust wallet balances manually, lock accounts when needed, or set rules for refund and withdrawal limits.

What Makes WooCommerce Wallet Stand Out?

WooCommerce Wallet goes beyond basic wallet functionality with its attention to flexibility, security, and customer engagement.

1. Built Specifically for WooCommerce

It is not a general-purpose plugin. Every feature is built with WooCommerce compatibility in mind, ensuring seamless integration.

2. Encrypted Wallet Balances

Unlike many plugins, wallet balances are securely encrypted in the database, offering advanced protection from tampering.

3. Versatile Top-Up Options

Support both pre-made credit packages and custom amounts. Add bonus incentives to encourage higher deposits.

4. Comprehensive Admin Control

From processing refunds to locking wallets and exporting data, the admin has complete control over how the wallet system functions.

5. Peer-to-Peer Transfers

Customers can send funds to each other, a rare feature in WooCommerce plugins. It promotes community interaction and adds flexibility.

6. Full Shortcode Support

With shortcode flexibility, you can insert deposit forms, balance displays, and transaction tables anywhere in your site layout.

Who Is WooCommerce Wallet For?

WooCommerce Wallet is suitable for a wide range of online store owners and customers.

1. Store Owners Who Want In-Site Payments

If you want customers to pay from within the site without external gateways, this plugin gives you the tools to do it securely.

2. Subscription-Based or Credit-Driven Shops

Perfect for sites that sell credits, downloadable products, or subscriptions, where wallet deposits enhance convenience.

3. Stores Offering Cashback and Rewards

If your business model includes cashback, this plugin makes reward handling seamless and automated.

4. Admins Who Need Manual Fund Control

For store owners who need to adjust user balances manually or offer top-up bonuses, the admin controls are simple and effective.

5. Multi-Vendor or Marketplace Sites

The peer-to-peer transfer system works well for platforms that facilitate payments between customers or vendors.

Get Started with WooCommerce Wallet Today!

Upgrade your WooCommerce store with a secure, feature-rich wallet system. Start using WooCommerce Wallet to offer seamless payments, rewards, and customer satisfaction.

Don’t wait—boost engagement, streamline payments, and increase repeat orders.
Install WooCommerce Wallet today and give your customers a reason to keep coming back.